Stephanie V. Straeter, Ph.D.
Licensed Clinical Psychologist, Every State Except:
OR, MT, SD, IA, NM, LA, MS, VT
Nationally Board Certified Health/Wellness Coach
NBC-HWC
If you, or someone you care about feel like you want to harm yourself or others call
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911
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Substance Abuse and Mental Health Services Administration's (SAMHSA's) Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746. (TTY 1-800-846-8517).
Insurance
I am an in network therapist for the following insurance plans: AETNA, OSCAR HEALTH, OXFORD, and UNITED HEALTHCARE.
If you have a different Behavioral Health insurance company, your insurance company will refer to me as an out-of-network provider. They will partially reimburse you for my services through your out-of-network benefits. If you would like to find out whether reimbursement for the cost of therapy with me is available through your out-of-network benefits at this time, I suggest that you contact them prior to our initial appointment. Most insurance companies reimburse between 50-80% of therapy costs. Let me know if you have any questions about this process.
Questions to ask your insurance company when finding out what the mental health coverage is for out-of-network providers:
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Do I have out-of-network benefits to see a licensed psychologist?
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If so, what percentage do you cover?
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What is the deductible, and how much of the deductible have I met?
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What is my co-pay for a session if I see an out-of-network provider?
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Do I need to obtain pre-authorization for sessions?
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What is the out-of -network provider reimbursement process and deadline for submitting bills?
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